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Our
advisory service is free and for many of our smaller services you
will only be charged for the materials. If you decide to carry out
larger work with our help, a fee based on the net cost of the work
may be charged for the services provided. This fee can often be
included in any grants for which you may be eligible. The amount
you will pay will be confirmed to you in writing before work starts.
We will be happy to help you get information on the different ways
of paying for the work.
Grants
Some
of our customers receive grants. The availability of home improvement
grants will vary from one property to another, even within a local
authority. We can advise you on your entitlement to any financial
help.
We
can help you to fill in forms and will keep you informed of any
progress.
Benevolent
Funding
If
you do not qualify for a local authority grant it may be possible,
to seek funding from a charitable organisation or benevolent fund
- for example, you may have been a member of a trade union who could
assist you with funding. We will approach charities on your behalf,
and assist you with completing the application forms.
Savings
/ Loans
Some
customers opt to pay for work from their savings. Others may wish
to consider a loan. We can help you to get information from banks
and building societies on loans that may be appropriate for your
needs. In certain instances local authority loans may also
be available.
Equity
Release
Some
customers opt to release some of the value in their home to finance
repairs and home improvements. By improving your home, you can increase
the value by more than the amount you released via equity
release. You should always contact an independent financial advisor
to discuss what type of equity release would suit your circumstances
and home best.
Social
Security benefits
We
can advise you on Social Security and disability benefits and will
assist you to find specialist advice, should you need it.
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